Introduction Getting a loan in 2026 requires proof that you have a stable income. Lenders want to be confident you can repay the loan, whether you’re an employee or a contractor.  Your pay stubs are one of the most trusted documents for this purpose. They include key details lenders’ need, such as income, deductions, and employment details.  Why Lenders Require Proof of Income Lenders use income verification to:  Pay stubs are ideal because … Continue reading How Employees and Contractors Can Use Pay Stubs as Proof of Income to Get a Loan in 2026 

In 2026, landlords are more cautious than ever due to increased document fraud, remote work arrangements, and gig economy income. This guide explains exactly what landlords accept, how many pay stubs you need, alternatives if you don’t have them, and how to improve your approval chances.  Table Of Content Why Landlords Ask for Pay Stubs  Landlords use pay stubs to confirm that:  In 2026, many landlords also … Continue reading Pay Stubs for Rental Applications: What Landlords Accept (2026 Guide) 

Gross monthly income is the total amount of money you earn each month before taxes, deductions, or benefits are taken out. It includes all sources of earnings such as wages, bonuses, tips, commissions, rental income, and other forms of compensation.  Gross monthly income is not your take-home pay. However, lenders, employers, landlords, and financial planners use it to evaluate your financial stability and earning capacity.  Table of … Continue reading What Is Gross Monthly Income?  

Every employer issues pay stubs, but not everyone has enough knowledge of what the income amount on a pay stub actually represents. Income calculations on a pay stub—such as gross pay, net pay, deductions, and taxable wages—are shown all in one place, which can be confusing.  In this blog, you will learn what the income amount really means, the different types of income shown on a pay stub, and … Continue reading What is income amount on pay stub?

If you’ve left a job and need your W-2 to file taxes, getting it quickly is essential to avoid delays or IRS penalties. Whether you no longer have access to your old work account or haven’t received your form yet, there are quick and simple ways to retrieve it. In this guide, SecurePayStubs walks you through the fastest and most reliable methods to get your W-2 from a previous employer, so you can … Continue reading How to Get W2 from Previous Employer: The Fastest Way to Get It 

When you are running a business or managing a team with employees, you are responsible for salaries, also you need to comply with federal tax obligations. The IRS Form 940 is the most requirement for employers, which is used to report FUTA (Federal Unemployment Tax Act) taxes. To be aware of the 940 form and how it fits into your annual payroll process is crucial … Continue reading What Employers Should Know About Form 940 and FUTA Taxes

Under SB 906, Oregon employers are mandated to provide a clear paystub explanation to their employees starting from January 2026.   To avoid the costly penalties and to stay compliant, you need to be aware of this new law and also you need to follow it. The state of Oregon recently passed Senate Bill 906 (SB 906), and this new law, paystub transparency for employers, was … Continue reading Stay Compliant in 2026: Oregon SB 906 Paystub Transparency Rules for Employers

When you are running a small business or managing a team with employees, staying compliant with IRS payroll tax regulations is essential. Form 941 is one of the most important forms that employers must file, which is also known as the Employers Quarterly Federal Tax Return. Understand the purpose, structure, and filing requirements of IRS Form 941 — whether you’re new to managing payroll or … Continue reading Understanding Form 941: Reporting Payroll Taxes Every Quarter